I have a weird attachment to my car. I hate driving anything else. HATE. It.
I assume that most people think I’m crazy for it. Like, when I pull into the school parking lot to pick up my kids and a good 80% of the people have a vehicle that is newer, shinier and certainly nicer than what I have. The fact that my car is older, stained up, and always a wee-bit dirty (I blame the driveway) doesn’t take my love away.
In fact I think there are many benefits to driving an older car. Here are the main reasons I’ll drive my car until she dies.
# 1 – No Car Payment
Let’s state the obvious first – if you buy a car and keep it for years and years you (hopefully) shouldn’t have a car payment. Even if you buy an older car and get a loan on it you should be able to pay it off much faster than a new car.
I financed my car when I bought it in 2008 and after being stuck with a $325 car payment I swore to never have a car payment again. So far, so good.
I just don’t value cars enough to pay on one each and every month.
# 2 – Cheap Insurance
While there are a ton of different factors that go into calculating your car insurance premium the cost of your vehicle is one of them.
If you have a vehicle valued at $30,000 your full-coverage insurance is going to be a lot more than full-coverage on car valued at $8,000.
Since our insurance is so cheap (around $600/year for full coverage on two vehicles and liability on the other) I decided to just keep full coverage. (I’m afraid not to have at least comprehensive with the amount of deer running around.)
# 3 – No Use Crying Over Spilt Milk
This probably sounds crazy but one of the main reasons I love having my older car is because I don’t freak out if something is spilt in the car or if someone has mud all over their boots. While I’m certainly not asking my family to intentionally make messes I’m not going to stress out over it either.
I bought my car before having kids so it’s now made it through 7+ years of little kid messes. I keep my car clean but it is stained…badly…..everywhere. Sippy cups have been thrown, juice has been spilled, and crayons have melted on the seats.
Now if someone has an accident I brush it off rather than flipping out that a mess has been made in my precious vehicle.
Also along these lines I really wouldn’t care if I backed into a pole or put a scratch on the car. It just doesn’t matter.
# 4 – It Does It’s Job Well
I’m not a car person. All that I require is a running vehicle that I feel comfortable driving. My car gets the job done. (Well, other than getting stuck in snow. Thank God winter is about over!)
There will come a time when fixing the car costs more than it’s worth but for now I’ve got my fingers crossed that I can get at least another five years out of what I’ve got.
Do you like driving an older car or you do prefer newer vehicles? (It’s a personal preference, no judgement either way!)