Need money fast? We have all been there before. While it's best to have a cushy emergency fund you can fall back on to help you cover unexpected expenses, there may be times where your needs don't justify spending from your emergency savings or you may have too many expenses for your small savings fund to cover if you are just starting out. Last week, my husband and I were faced with some ...
How to Improve Your Relationship With Credit Cards
The use of credit cards can be a hot and cold issue for some people. The fact that the average American household carries $16,748 in credit card debt is alarming, but doesn’t necessarily mean that credit cards are bad or the root problem. I remember growing up and hearing credit card horror stories from others adults who advised me never to use a credit card and I’m actually so glad I didn’t ...
5 Ways to Plan the Perfect Staycation
Vacationing is fun, but it can be costly not to mention stressful if you're the one creating the itinerary. Yet and still, everyone needs a mental break and doing a staycation instead of a vacation can provide just that. I had my first staycation in 2015 it was great. I had a paid week of vacation time at my job but I was aggressively paying down my debt and didn't have much money left in my ...
10 Ways to Land Your First Freelance Writing Client
Some say landing your first freelance writing job is the most difficult. I was nervous when I decided to break into freelance writing because I was not super confident in my skills and I feared no one would want to hire me. I know plenty of others who were successfully working as freelancers but I didn’t know if I’d have the same success. Luckily, there is plenty of work to go around for ...
How to Make Money Watching TV
Watching TV is a popular past time in American culture at least. It's not the healthiest habit, but it allows you the opportunity to escape and relax with a good show every now and then. Plus, it's pretty entertaining. If you're anything like me, you may find yourself binge watching a good show on Netflix on a Sunday afternoon. While there's nothing wrong with doing that every now and then, you ...
How to Pay Off Credit Card Debt
According to NerdWallet, American households have an average of $16,748. The average credit card interest rate is 15.07% but it could be as high as 20+% depending on your creditworthiness. Needless to say, many Americans are burdened by credit card debt and it’s hard to get out for good due to the high interest rates most credit cards have along with the temptation to spend more than you ...