During the first month of the year, most people are busy setting goals and making resolutions. Personal finance is one of the most popular goal categories and it makes sense because money is something you have to manage each day. For some, the end goal may be financial independence. This means reaching a point where you no longer need to work to bring in an income and you can live off your ...
How to Make More Money as a Virtual Assistant
The demand for quality virtual assistants has been high during the past few years. More and more people are either operating online business or looking for people to perform tasks remotely. This is a major win if you're looking to work from home. Plus, it's not that difficult to break into this field and start doing (VA) work. At least 90% of VAs are hired without being required to have a ...
How to Use a Spending Freeze to Reset Your Finances
There’s no argument that the best way to save money is to avoid spending it period. This is the thought process I had when I considered doing my first spending freeze a few years ago. A spending freeze is basically when you challenge yourself to refrain from spending money for a fixed amount of time. Having a no spend week or no spend weekend is a common way cut back on your spending and reset ...
Should You Focus on Frugality or Making More Money?
It's an age-old debate. Should you focus on saving and being frugal to free up more of your money or should you just direct all your attention to earning more? Sometimes it can be a tough call to make but I'd say many people don't focus on either, unfortunately. Frugality typically allows you to spend less money which can free up more of your income but it's not mainly about being cheap and ...
7 Ways to Get Paid to Shop
Ever wanted to get paid to shop? If it seems like an unlikely perk, you're wrong. Everyone shops whether they like it or not. If you want to save money on the things you buy, you may look into scoring deals or discounts. While there's nothing wrong with that, you can also earn money for doing your every days shopping which is often an easier and more low-effort option. Here are 7 ways to ...
6 Cheap(er) Alternative Housing Options
Buying a home is the ultimate symbol of the American Dream. There's just one major issue, houses are expensive. Not only does it cost a lot to buy or finance a home, it will also cost more money to repair and maintain the home. For some, it's a burden they'd rather not deal with. The average 30-year mortgage can leave you paying twice the amount you purchased the home for thanks to ...