Are you ready for 2015 – it’s only a day away! Even though I set regular goals each and every month I couldn’t help but map out a few things I really want to tackle in 2015.
Here’s what made it on my list.
Switching Up My Savings Goals
I’m switching my savings goal. Instead of saving for an investment property I’ll instead be saving for a down payment on a house.
Ideally, I want to save $20,000 this year. This would only cover a fraction of the down payment I’d like to have so I’m making it my goal to buy myself a mini farm by early 2017.
In order to reach this goal I’d need to save around $1,700 per month. My income forecasts shows January as being pretty darn good (my best ever!) so I think this is definitely a realistic goal.
However, if I can’t hit the goal the first few months of 2015 I can always play catch-up as my income increases.
Earning More Money to Go Toward that Goal
In order to save $20,000 I obviously need to earn more money. One of the jobs I’m working now gives me an unlimited income potential. The better I do the more money I earn – the sky’s the limit.
I’ll be working hard all year trying to reach my income goal of $60,000.
My Word of the Year
I’ve also decided to make “focus” my word of the year. Pretty much every time I catch myself slacking when I should be working I just tell myself to focus and I get back on track.
And Next Month
Since focus is the word of the year I’m also focusing on this blog. Since I’ve went down to only two awesome clients I now have the motivation to write here a whole lot more.
In January I have a financial-awesomeness series equipped with 12 posts and a whole lot of printables which will begin next week 🙂 I haven’t really talked about making money from this blog a whole lately but it is definitely high on my priority list.
(Don’t worry if I am able to pull in the kind of income I want from this blog this year I’ll share all my secrets with you because as Jamie tells me, I’m an over-sharer when it comes to making money.)
Let’s Make 2015 Awesome
For me 2014 was pretty great but I’m ready to work much harder to make 2015 the best year ever.
How About You? What does your 2015 big picture plan look like?
I can’t wait to learn about how to make money from a blog! It is something I definitely want to do, but seems so hard to do and to get started! I am absolutely looking forward to your posts next year!
It takes some serious hard work and a long time! (Either that or I’m really slow.) But I’ll definitely keep you up to date on what works for me.
Good luck with your down payment goal! Our main goal for 2015 is to save for a down payment as well. I hope you have a great 2015 Alexa!
You, too! Good luck with your down payment goal as well!
My goals are to max out my ira for the year, buy some oil futures which i’m doing today and start a blog as well. 🙂
Woo hoo I can’t wait for you to start a blog. I’ll be your number one reader 🙂 Will it be about personal finance? My IRA contributions are getting doubled this year but that’s still only half way to the limit.
Forget the oil futures idea. lol
Good luck with those goals! $60K would be awesome. And if you do figure out how to make money from blogging let us know, because I agree with Brooke — it seems so hard to make a blog pay! 🙂
Yes it takes some serious hard work to make money from a blog!
I am so sure that you are going to be able to pull this. I think 2014 was such a great year for us that 2015 we decided to make a bigger plan for it. We know for sure we want to make more money and tonight we will be finishing up our plans for 2015. I’m super excited myself too! Happy New Year!
I’m glad 2014 was great for! I’m sure 2015 will be even better!!
wish you would mention your health insurance and how you feel on it! health insurance is very important to me and interests me because of a illness i have. my meds cost 800 a month without insurance. 🙁 now i pay a few bucks instead. It limits me as well though in certain ways because the meds are so expensive. just curious to see what you have to say about it.
can’t wait to see how you do with your goals this next year. I’m happy to see you have the potential to increase the income so much!!
The health insurance is jacked up. I haven’t even used mine yet. Basically the ex husband thought that he had both of the kids on his policy last year. That’s how the reps told him it was set up. He called to renew the stuff last month (he now qualifies for the free) and they told him he never had either girl on the policy!! So he keeps getting bounced back and forth between customer service reps as to whether he can put both on his policy or if we need to each claim one girl.
I was waiting on that info but then I got an email saying I had been reenrolled in the same policy I was in last year when I hadn’t even done anything with it. But I can’t log in online and I’ve been putting off actually calling them.
So far the girls and I have been going to urgent care when we get sick which doesn’t take insurance and I pay $50/visit. (I like this doctor soo soo much better than the family doctor.) Well, since apparently the girls were never covered on the exes policy I just had to pay $160 for Kailyn’s tamiflu last week. (I made the girls share a bottle so i didn’t get stuck paying $320.) I don’t know I need to get it all figured out I am just really dreading calling them!
Are you using the Obamacare system for health insurance?
I use a state run healthcare plan for disabilities. I’m lucky my state has this most states don’t. if i didn’t have it i would be paying a fortune! I am limited though because of it due to asset and income limitations. the dental on the plan sucks though so i do pay out of pocket for dental coverage as well.
Let me get out my Crystal Ball …. ah, yes …. Alexa will need a tax accountant in 2015 ! I predict 2016 posts on ways to cut taxes! ; )
Good luck on your house-savings goal in 2015, Alexa! My big goal is to build blog income too, so can’t wait to see what you learn next year. I’ll be an oversharer too, if I’m successful! 🙂
I wish you the best of luck in 2015 with all your goals. I have learned a lot from your blog and i look forward to see what you plan on teaching me in 2015.
I love your word for the year! FOCUS! You will rock this goal and I can’t wait to hear how you surpass your savings goal for 2015.
Since I have just started my PF blog, I’d like to grow it this year and earn advertising revenue from it. I\m also working on a logos and web sites template store and would like to also get some money from it, too.
Sounds like you have some great goals to work on. I believe you’ll reach them!
And for the record, I thoroughly enjoy your “oversharing” about making money. It is so inspiring!
Good luck in 2015! I really love the idea of the “word of the year”. Defiantly stealing that idea. My word is most certainly going to be “organized.”
I just found out your blog yesterday and subscribed right away. Your blog is full of useful articles. I spent time digging in each post and get many helpful stuff. I am really excited to read more of your upcoming posts, especially how to monetize from your blog. Cheers 🙂
So excited for the financial awesomeness series! Good luck this year!