What Does a Virtual Assistant Do?

If you want to earn money online one great options is to become a virtual assistant. If you're interested here are 30+ services you can offer.Virtual assistants have become a growing need as more and more businesses obtain websites and operate solely or partially online. A virtual assistant (VA) is an online work-from-home personal assistant who helps businesses and individuals manage a number of various different tasks.

The best thing about virtual assistant work is that it’s diverse and ever changing.

One day you could be organizing and responding to emails and another day you could be scheduling social media posts and booking meetings. It’s a high-paying online job that often doesn’t get mentioned enough. A lot of freelance writers double up as a virtual assistant as well to boost their income and diversify their workload.

Writing content all the time can become tedious and it requires a lot of focus and creativity. Virtual assistant work is not easier so to speak but it’s different and requires you to use a variety of skills.

Average hourly pay for a virtual assistant ranges from $12-15 but depending on the tasks you do, you could easily make $30+ per hour. Being s VA allows you to be location independent and work a flexible schedule whether you prefer working during the day or at night.

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Why I’m Paying Off My Mortgage Early

early mortgage pay off planLast night, I was having one of those nights where I couldn’t sleep because of the mass wave of random thoughts entering my head.

It started earlier that day when I made a list of all of our financial accounts, our budget, income, and how much was going into each investing account and each saving account. I decided to do this after Jamie made an offhand comment about not knowing what we were saving. (Even though I tell him all the time and he just never pays attention. Men….*insert eye roll*)

Luckily, he and I have the same views on money for the most part and I take the lead when it comes to the handling of the finances. He’s happy as long as he has enough money for his various hunting stuff and gets to eat out at work once a week. This system suits me just fine.

Anyway, I listed out everything that we had and then on the next page I listed what goals we will be working on. The big goal right now is that as soon as we sell our old house we’ll be paying off the new mortgage.

My plan has us comfortably paying the mortgage off in eight years.  And if we were to really try hard we could do it in five. (This is as long as my income stays at least $4,000 per month.)

As I laid in bed thinking about paying off the mortgage I also started thinking about how most people in the financial space think it’s stupid to pay off a mortgage with a low interest rate since you might be able to earn more by investing.

But here’s the thing: I don’t care.

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Staying the Course When Investments Get Scary

If you want to get started investing the process is so much easier than you think. Here are my two favorite ways to invest and you only need $10 to start!As everybody knows, China’s stock market recently took quite a tumble. By the time you see this post, anything might have happened, but at the time of this writing, there was a sudden 8% drop in China’s stock market overall value. That’s huge, as it means that most Chinese stocks suddenly dropped 10% or more. China’s Market ceases trading at a 10% drop to stave off panic, so an 8% drop means that most stocks already hit this threshold, an almost unbelievable outcome.

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How to Get Started Investing (For Complete Beginners)

If you want to get started investing the process is so much easier than you think. Here are my two favorite ways to invest and you only need $10 to start!
The thought of investing used to seem completely exciting and totally unnerving, all at the same time. The truth was I just didn’t know where to start. Then when I did start I totally screwed up, buying penny stocks and losing the money that I put in. Yikes.

Since then I’ve made some major changes in the way I invest.

If you want to invest but don’t know where to start I promise that the things I show you in this post will be super simple! And as I keep hearing, keeping investments simple is the way to go.

Also, if your employer offers a 401k this is probably the simplest way for you to get started investing. (And if you’re employer offers a match then try your hardest to contribute enough money to get that full match.)

But I’m going to assume that most of you are like me – all of the day jobs you’ve had have never offered any benefits so you don’t have access to an employer sponsored retirement account. Or maybe you’re on the road to self-employment and need to save for your own retirement.

If you fit in one of those two buckets, this post is for you!

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The Tale of Two Credit Scores

The difference 100 points in credit scores can make is HUGE. Here's my tale of two credit scores and how one of them cost me thousands of dollars - plus how you can improve your credit score even if you're starting at zero.If you ever plan to take out a mortgage, get any type of personal lines insurance, or rent an apartment in a competitive rental market, you should care about your credit score.

When it comes to personal finance the views on credit scores vary widely. While I in no way think that your credit score is the be-all, end-all of your personal finance life or something you should measure your worth in, the truth is that your credit score IS important.

If you’ve read any number of the “Why You Shouldn’t Care About Your Credit Score” posts floating around the blogosphere do me a favor, please? Erase those from your mind.

The truth is, unless you’re inheritantly rich and can afford to buy a house with cash, cover your own auto, homeowner’s or renter’s insurance, and never plan to rent in a competitive rental market, then you better care about your credit.

Today I’m going to show you exactly how much money having no credit cost me. (It’s not pretty!)

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14 Ways to Get Paid to Write

ways to get paid to writeIf you want to make money writing – whether it be a one-off thing for extra money or a full blown freelance writing business I’ve got a post on The College Investor today that will show you how.

This post covers:

  • 10 Blogs that Pay Anywhere From $35-$800 per Guest Post
  • How to Break Into Magazine Writing
  • Freelance Writing Job Boards to Check Out
  • Getting Unique Gigs From Craigslist
  • Cold Pitching to Build Your Own Roster of Clients

Here’s a preview:

Freelance writing is the ultimate side hustle. It’s flexible, it pays well, and it’s enjoyable.

In fact, freelance blogging helped me go from earning $1,600 per month to earning more than $5,500 per month. This profession was my golden ticket to bigger and better opportunities.

The flexibility and sheer amount of opportunity that comes along with freelance writing makes it a fantastic side hustle for anyone who enjoys to write.

Read the rest here.