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June 22, 2015

Terrible Mistakes We Made Buying a House (A.K.A. Stuff You Should Never Do)

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housing buying mistakesSo, my goals are once again moving a little ahead of pace. We bought a house!

Honestly this wasn’t how I envisioned we would be buying a house but it was a thought out decision that has been in the works since February!

I wish I could say it was a smooth process but, it was anything but. In fact, there were several times when I didn’t think it was ever going to happen.

I’m ecstatic that we’ve now gotten past all the trouble and are (mostly) settled into this house which feels amazing. However, the path here has been absolutely terrible.

I’m going to tell you my story in hopes that this may help someone else down the road. I don’t want anyone else to have go through what happened to us.

In retrospect here are the stupid house buying mistakes we made.

Mistake # 1 – We Didn’t Use a Realtor

Holy cows! I will never ever EVER do any type of real estate transaction without a realtor ever again.

We first found out about this house through my ex-boss. One of his clients decided she wanted to sell her cabin and we were the very first (and only) people who even got a chance to look.

Jamie had previously been hunting on this property so he already had a love for it. He had talked about this house many times but it’s down such a long driveway, surrounded by woods, that you can’t even see it from the road.

house

The day we pulled up I fell in love before even stepping inside. Then when I got in the house the deal was pretty much sealed. Jamie and I could both 100% agree that this was our dream home and where we’d want to be forever.

The seller didn’t live here but instead let her two adult children stay here. (Both kids around my age.) She wanted the house sold and wanted to be free from debt. So she was willing to sell to us for much less if she didn’t have to use (and pay) a realtor.

That sounded alright to me at the beginning. Then problems started. (And kept going, and going, and going.)

This house is part 1800’s log cabin that was moved here and reconstructed in the 1970’s. Then it has another add on with poplar siding. It’s out in the country and way back off the road. The seller had no clue where the septic was. We weren’t willing to buy a house that didn’t have a septic and instead had waste running in the creek, which was our original guess. (Ewww.)

back of house

And if it did have a septic it obviously hadn’t been pumped in the 15 years she’s owned the house. So, the septic hunt began.

After several hundred dollars, 3 plumbers, one septic company inspection, and about 45 days we FINALLY found the septic and all was well. (We had to pay for all of that too.) Then we went on to the regular inspections plus termite inspections and everything checked out. (Except for the stuff we already knew about – roof, basement walk out, etc.)

After we paid a boatload for inspections she didn’t seem to want to do the original deal we had offered, which we didn’t get in writing.

Mistake # 2 – We Were Naïve

Part of the reason we got such a great deal on this house was because it  is a fixer upper. It needs a new roof, the garage hasn’t been stained since who-knows-how long, the fences are falling down, and the basement walkout needs fixed.

garage

Plus there’s some cosmetic stuff. While the majority of the house is down-right beautiful the bathrooms are awful. (I don’t even like touching the toilets.) And then there were her kids both about my age who were living in the house rent free.

No maintenance had been done to this property in years.

When we closed on the house the seller wanted 30 days to get her stuff out after closing. That was all fine and dandy but she also wanted us to switch over the utilities while her kids were still living in the house for those 30 days. We weren’t willing to do that.

So she promised us that the kids would be out at closing.

Only that never happened. (And we didn’t switch over the utilities either.)

Mistake # 3 – We Didn’t Put Professional Cleaning in the Contract (Or Cat Control)

The day we were supposed to take possession they still didn’t have their things all the way out of the house. In fact, they waited until three days before our possession date to touch a thing.

On possession day they were all there and as I opened the door out ran six cats and there were another seven in the garage.

When we closed on the house there were NO animals living in the house and they only had one cat. (Now it was 13. Two mamas and 11 kittens.)

The house smelled like cat. There was cat poop in the living room and kitchen.  Kitty litter jammed in the hardwood floor cracks. The furniture they left in there was covered in cat hair and reeked of cat pee. (They left that for us to dispose of.)

backyard

I was somewhere in between livid and depressed. I’m one of the most easy-going people you’ll ever meet. You know something is wrong when my blood’s boiling.

The house was disgusting. Everything they didn’t want to take was still in it. Not a room had been cleaned, and obviously there was cat residue everywhere.

Even though the seller had promised to clean the house and even shampoo the basement carpets, the house was a mess. We should’ve put professional cleaning in the contract (especially since the seller was a professional cleaner, go figure) but I am apparently WAY too trusting. I figure since I have respect for other people they’ll have respect for me. But life doesn’t work like that.

The next day they came back and took half of the cats. (All of the ones who had been living in the house.) And ended up leaving us a different mama cat with her five tiny babies which I moved out of the garage and into the shed. (Which ALL happen to be female!)

cats

You would think that walking into a house you just bought would be exciting. But it wasn’t, it was so depressing just how much of a mess it was.

What I’d Do Differently

living room

They say hindsight is 20/20. Here’s what I would’ve done differently and what I’d now recommend anyone who is buying a house to do.

Use a Realtor! – To sum it all up there are so many instances here where having a realtor would’ve saved us a whole lot of trouble. I will never conduct another real estate transaction without a realtor ever again, no matter the cost. It’s just not worth it. Like for instance, when we were negotiating on price, thought we had deal, paid for a ton of inspections, and then found out she didn’t want to do the original deal we were thinking. (Which she eventually did do but for a week or so I was pretty darn upset.)

Get EVERYTHING in Writing – A realtor is going to get everything in writing for you. If you insist on bypassing the realtor, which I don’t recommend, then get EVERYTHING in writing. Get your offer in writing and every possible thing you want in the contract. I like to think I can take someone’s word but it’s just not so.

The Happy Ending

bedroom

I’m quite relieved to say that this story does have a happy ending.

We were very fortunate that cats must’ve not been living in here long enough to leave any permanent cat smell damage. After using the shop vac to sweep kitty litter out of the hard wood floor cracks and cleaning the downstairs (only place the cats were) multiple times and taking out multiple loads of trash (and anything cat related) I was finally able to get rid of all traces of cats. It took me two days and my body felt like Jell-O afterward but I got her done.

There’s still a whole lot of work to be done to this house but the rest of it will be done slowly over the course of the next couple of years.

I’m so glad we’re finally in here and I can be happy about building up my cabin in the woods. (And not so happy about tearing down a crap load of wall paper.) Now, I gotta turn it into my own mini farm 😉

P.S. I’ll show some more pictures of the inside once I get it cleaned up a little better. Almost all of the building materials in this house are from historic homes and churches that were tore down in my town.  There are some pretty cool features if you’re into rustic/cabin-y type homes.

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Filed Under: Life, Money Management

About Alexa

Alexa Mason is the blogger behind Single Moms Income, a personal finance freelance writer, and an online entrepreneur. Come hang out with her on Facebook and Pinterest.

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Comments

  1. Michelle says

    June 22, 2015 at 1:00 am

    Looks nice! That really stinks about the seller. Sounds horrible to have to deal with!

    • Alexa says

      June 22, 2015 at 7:54 am

      Thanks!

  2. Sarah says

    June 22, 2015 at 5:13 am

    Wow!! That cabin is gorgeous- I can’t wait to see more photos!! The land is also incredible!

    Sorry you had to deal with all of that, I can’t imagine. Happy it’s all over with though and you’re enjoying your new place!

    • Alexa says

      June 22, 2015 at 7:54 am

      Yes, I am happy to be enjoying too. A lot of busy days ahead but I am happy about that 🙂

  3. MMD says

    June 22, 2015 at 5:43 am

    As annoying and obnoxious as those cats must have been, those baby cats are so cute!

    • Alexa says

      June 22, 2015 at 7:51 am

      They are cute now, give it a month lol. I have to figure out something to do with them or I’m going to have 50 cats by this time next year. And the thing is, I don’t really like cats. I am a dog person 🙂

  4. Michelle says

    June 22, 2015 at 7:13 am

    I can’t believe that a professional cleaner would think “You know what, I’m just going to leave the house dirty and full of cats!” Wow! Glad that everything worked out. I am very leery about not using a realtor. Luckily, I have one who is fabulous and as long as I live in Colorado she will always be my realtor.

    • Alexa says

      June 22, 2015 at 7:50 am

      Yes! I have a great realtor too who is a long time family friend. I always thought having a realtor was important but OMG after this I will never ever ever do something without a realtor ever again!

  5. Joyce @ My Stay At Home Adventures says

    June 22, 2015 at 7:13 am

    I think you handle the situation better than I would. The way this owner handled this really says a lot about her. Anyway, now that this is over now you can start working on having your dream home the way you always wanted it. I’m so excited for you. The house looks beautiful, I love it.

    • Alexa says

      June 22, 2015 at 7:52 am

      Thank you. 🙂 It took me a few days to really calm down about the whole situation. If I couldn’t have gotten rid of the cat smell I think things would’ve gone a whole lot differently!

  6. Paul Moyer says

    June 22, 2015 at 7:29 am

    We also bought a fixer upper. After that experience I am going to be looking at new construction for the next home we purchase. I do think a realtor can be bypassed if you know what you are doing and depending on who you are dealing with. In our case the property was bank owned and being purchased as is. We really didn’t need a realtor to close the deal for us.

    • Alexa says

      June 22, 2015 at 7:53 am

      I can see not using a realtor in a bank owned as-is property. But we were promised several things that never happened and I feel like a realtor would’ve got that in writing. Apparently I am just way too trusting. A different type of personality could probably go without a realtor. But I need one 🙂

  7. Bonita says

    June 22, 2015 at 2:37 pm

    I’m so sorry that you went through so much to get your dream home, but so glad it’s over. I look forward to seeing more pictures of it.

    We also had a negative experience with a house we tried to buy that was for sale by owner, only we had to go to court to get out of the contract. Thankfully, justice was served and the judge didn’t let them mess us over like they tried to do. But, for that reason, we will never do another real estate transaction without a realtor.

    • Alexa says

      June 23, 2015 at 6:43 pm

      OMG that would be horrible!! We did kind of the opposite and didn’t draw up a contract until the bank made us. I wish I would’ve been way more thorough. But you live and you learn, right?

  8. Christie says

    June 22, 2015 at 8:53 pm

    I’ve bought two residential houses in my life. Both major fixer uppers. Both times, when we went in after close ….. I cried! Total overwhelm ! I now figure, if you don’t cry or wonder what the hell you just did … you didn’t get a real fixer or a real deal. ; )

    Make sure you buy a snow mobile !
    Your ex boss is really good to you. He introduced you to your husband and found your house ? Gee Whiz !
    Congrats. Hope you all will be very happy there.
    ~ Christie

    • Alexa says

      June 23, 2015 at 6:45 pm

      My old boss was super good to me! All the living room furniture came from his as well 🙂 When I bought the trailer he and his wife bought new furniture and gave me the leather couch, coffee tables, and end tables. He’s for sure a good person.

      Maybe you’re right – I must’ve gotten a good deal if I was about to cry when I got in there lol!!

  9. pram financial says

    June 23, 2015 at 7:58 am

    Buying a house is not a simple decision to take. a brief information and financial planning is needed for the same. but the above facts mentioned here are really disgusting. specially the cat was annoying. Go for a competitive research and then your financial status. Afterall it’s your home where you will have to spend your whole life.

  10. Susan says

    September 21, 2016 at 5:05 am

    Actually, using a realtor is of little help. We have used realtors 6 times now, for both buying, and selling, and every time, we felt the realtor did not look out for us. They just want that deal done; period. You really are on your own regardless, buying or selling. The problem is that most people don’t do this very often so you don’t really have a chance to ‘ from your mistakes ‘. Finally, we learned, that there are ALWAYS unpleasant surprises, and gobs of money to spend when you buy a home. Unless you have unlimited finances to buy a ‘ turn key’ house, then you will have a lot of work to do. And then, even a ‘turn key’ house will have unpleasant surprises. Realtors take way too much for the limited services they offer. Their contracts are standard fare, and they most certainly do not earn the huge amount they take.. As buyers, we had realtors make mistakes,, and deliberately downplay big, costly, problems just so the deal wouldn’t ‘go soft’. As sellers, we had realtors push us to leave before possession dates, and lie to us to get a deal rolling through . Realtors are only on their own side., not yours.

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