Most people have times in their lives when they need to use some form of credit. This is not necessarily an issue if loans, and other forms of credit, are managed effectively. However, if this does not happen, you can quickly find yourself in the middle of a financial nightmare. For this reason, you need […]
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Working Part Time in Retirement – Pros and Cons
While the aging population in the United States looks forward to retiring, for many achieving that goal has become increasingly more challenging. Many individuals dream of one day, relaxing, taking up a hobby, getting involved in some type of activity, or traveling. After having spent years working, they deserve it. Some retirees want to work […]
5 Personal Finance Tips that Will Help You in 2019
Do you find that each year it gets harder to stay on top of your finances? That no matter what you do, you feel like you’re sinking in debt with no end in sight? If so, you’re not the only one. According to a 2018 study, the average American has around $38,000 in personal debt, […]
5 Budget Tips for New Parents
Budgeting for the first time isn’t always the easiest. Now, budgeting for new parents, that takes it to a whole new level. As you bask in the joy of having a baby, you’ll soon realize how expensive it actually is. If you don’t’ have a budget already, you’ll want to start one for your new […]
Getting Life Insurance on Other People
The rules surrounding the life insurance process can be quite complicated. For instance, when establishing a life insurance policy on someone other than yourself, the first step is to make sure you have permission to do so. Once you do, life insurance can be very affordable, and it can provide a safety net that no […]