I saw my first cash-back credit card commercial several years back and it always seemed like such a cool concept. Earn money for making routine purchases that I'd have to make anyway? Sign me up! The only major problem with cash-back credit cards is that it's easy to overspend and pay interest when you can't pay off your credit card balance in full each month. This basically defeats the purpose ...
How to Stay on a Budget When Shopping For Family This Holiday Season
Another holiday season is upon us, are you ready? The holiday season is the most popular time of year to get into debt after buying gifts and paying for holiday expenses. Establishing a holiday budget can help you keep expenses in order, but the key is sticking to that budget. Here are 5 tips to help you stay on a budget when shopping for family this holiday season. Consider the 4 Gift ...
6 Places that Give Free Christmas Gifts
The holiday season may not feel like the most wonderful time of the year if you're struggling financially. We know that Christmas is not all about gifts, but if you have kids, it's also realistic to know they'll be expecting something special on this day. If you're not sure how you're going to be able to afford holiday gifts and cover other related expenses over the next few weeks, try not to ...
How to Get Free Baby Stuff For Single Moms
Children can be expensive regardless of what your financial situation looks like. When I was a single mom, I knew that I needed to cut expenses and save more than ever. With no other income to fall back on, I wanted to meet my son's needs and still be able to save. Obtaining free and discounted items can really help any mom out financially in terms of stretching the budget. Luckily, there are ...
5 Clever Ways to Stop Spending When You Can’t Afford It
As the popular saying goes, the best way to double money is to fold it and put it back in your pocket. In other words, you can't save money if you're always spending it. For most people, saving is a lot harder than spending. There are so many daily temptations to spend money even when you can't afford it. On the bright side, you can still reduce your spending even if you don't want to feel ...
Can You Make Money With a Free Blog?
Thinking of starting a blog? Maybe you have a cool topic in mind that you'd love to cover or a particular community you'd like to start. When I first started blogging several years ago, getting on sites like Bloglovin was all the craze. Running a blog requires a lot of work but actually setting up your site can seem just as challenging. If you're looking to monetize your blog eventually, ...