It can be a frightening feeling to realize you don't have the money to cover your bills for the month. Sadly, many Americans experience this daily. It's a tough position to be in especially if you reside in a high cost of living area. Your rent or mortgage will usually be one of your highest expenses. In the past, I've moved quite a few times to keep my cost of living low and my expenses ...
4 Reasons Why You Should Stop Using Credit Cards
A credit card can be a very powerful tool. Most people enjoy using credit cards because it allows you to build your credit and spend money you technically don't have. Growing up, most people in my family told me to avoid credit cards like the plague. When I turned 18, I thought credit cards were bad news and caused people to get into debt and ruin their credit scores. Little did I know, it ...
How to Create and Market a Profitable Ebook
Have a great idea for a book you'd like to write and sell? Creating an ebook is a great way to self-publish your writing and generate some passive income by selling it to consumers. Plus, ebooks have been steadily rising in popularity over the past few years. It can take quite a bit of work to create and market an ebook. The worst-case scenario would be launching a book that doesn't sell. To ...
6 Creative Ways to Save More For Retirement
It's no secret that saving for retirement is very important. We all would like to have the freedom to choose to stop working one day, even if you currently love your job. Since retirement always seems like such a long way away, it's easy to put it on the back burner and focus on other short-term financial goals instead. With retirement, however, timing is everything. It's important to start ...
How I Increased My Income By $40,000+ in 3 Years
It's been just under 5 years since I graduated from college with a bachelor's degree. Since then, I've been able to increase my income by $40,000+ in the span of 3 years with very little negotiating. The funny thing is that I don't think my degree had anything to do with it. In my early young adult life, I had always been a low earner. I struggled a lot and as a single mom at the time, I ...
10 Summer Side Hustle Ideas For Extra Income
Summer is right around the corner and I can't wait. Are you looking to make some extra money for your summer travel plans or for other expenses? My family and I are planning to go back to Disney World in August. Last year was our first time and we learned a lot about how to save money on the trip for the future. Nevertheless, traveling will still be costly so it's best that we plan ahead and ...