There’s no argument that the best way to save money is to avoid spending it period. This is the thought process I had when I considered doing my first spending freeze a few years ago. A spending f ...
budgeting
Should You Focus on Frugality or Making More Money?
It's an age-old debate. Should you focus on saving and being frugal to free up more of your money or should you just direct all your attention to earning more? Sometimes it can be a tough call to ...
Why I Disagree with This One Piece of Advice from Dave Ramsey
In general, I think that Dave Ramsey lays out a solid financial plan that everyone can implement. Most of the information is pretty basic. Spend less money than you make, find your frugality, and ...
Back to Budgeting!
My trailer project is almost finished and I will soon have a place to call home again. I am ecstatic to once again have some room for my girls and me to stretch out. And of course not having to share ...