As must as it hurts me to admit it, this summer is really flying by. Back-to-school season is right around the corner and it often creates tension among most parents who tend to scramble around trying to afford everything their kids need for the school year. Summer is usually an expensive time in my household […]
Money Management
5 Expenses You Should Save For Year Round
There’s no secret that there are so many benefits that come with saving more money. One of the most important benefits of saving is the fact that you’ll have peace of mind when you need money quickly for various different expenses. When you want to start saving money, it helps to set a goal and […]
5 Ways to Stay Accountable While Paying Off Debt
Trying to pay off debt is not an easy task. Most people want to become debt free, but often realize it’s easier said than one. Paying off debt is often like starting a new diet in the beginning stages. You have to crack down on your bad money habits and commit to developing new, better habits. […]
What To Do When You Can’t Cover Your Bills (And Moving Isn’t an Option)
It can be a frightening feeling to realize you don’t have the money to cover your bills for the month. Sadly, many Americans experience this daily. It’s a tough position to be in especially if you reside in a high cost of living area. Your rent or mortgage will usually be one of your highest […]
4 Reasons Why You Should Stop Using Credit Cards
A credit card can be a very powerful tool. Most people enjoy using credit cards because it allows you to build your credit and spend money you technically don’t have. Growing up, most people in my family told me to avoid credit cards like the plague. When I turned 18, I thought credit cards were […]