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Frugal Living

You really can save money with little effort. Especially if you use any of these ways to save on your utility bills. (And they don't require reducing usage)

June 15, 2016

Ways to Save on Your Utility Bills without Reducing Usage

By Lorin of My Story Defined Have you ever signed up for a new service that you thought to be a good deal just to find out it will cost you? So many times I can tell you I ran into the problem ...

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Filed Under: Frugal Living, Money Management

Debitize has created a free way for you to use your credit cards EXACTLY like a debit card. Here's everything you need to know.

June 10, 2016

How to Use Your Credit Card Exactly Like a Debit Card (While Still Getting All of the Benefits)

Using credit cards for their rewards, also known as churning, is something that has become a huge personal finance trend in recent years. I’m one who’s always taken a stance against it since the risks ...

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Filed Under: Frugal Living, Money Management

Payday loan are predatory lending leading to a vicious cycle mostly for low income earners. Here are five things to do instead of taking out a payday loan.

May 11, 2016

5 Things to Do Instead of Taking Out a Payday Loan

If you’re thinking of taking out a payday loan please pause for a moment and think long and hard about what you’re getting ready to do. If that sound dramatic, it’s meant to. Payday loans are ...

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Filed Under: Frugal Living, Money Management

I’ve been on my financial journey for a about 1.5 years now and while that’s not a long time, I’ve already felt pretty burnt out at times and unmotivated. But giving up or forgetting why I’m working so hard to become debt free during this summer can cause me to keep working toward my goal for longer than I originally planned.

May 4, 2016

How to Manage your Finances While Indulging in Summer Fun

Summer is the time of year most people look forward to because it often means warm weather, poolside fun, and a much needed break for the hardworking. However, when you’re on a journey to improve your ...

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Filed Under: Frugal Living, Money Management

Auto loan debt is a big problem in the US with the average borrower owing over $27k! Here's how I paid off my car in two years and how you can, too!

May 2, 2016

How I Paid Off My Car Two Years Early

Did you know that for those who have auto loans the average amount owed is $27,141?  That means there’s currently over one trillion dollars owed on vehicles in the U.S. (Source) Pretty mind blowing, ...

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Filed Under: Frugal Living, Money Management

If your short on cash and time it's still possible to take a vacation. Here are 15 cheap summer vacation ideas both close and far from home!

April 22, 2016

15 Cheap Summer Vacation Ideas for You and Your Kids

My kids will be attending their last day of school on May 17th. That means in just a few short weeks I’ll have my girls home with me every day. While I wholeheartedly look forward to them being home ...

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Filed Under: Frugal Living, Money Management

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