There’s no argument that the best way to save money is to avoid spending it period. This is the thought process I had when I considered doing my first spending freeze a few years ago. A spending ...
Better Budgeting
Think of your budget as a roadmap for how you'd like to spend your money. Your budget can help you meet goals such as paying off debt, establishing an emergency fund or saving for a down payment. The true secret to budget success? Use your budget as an empowerment tool.
The articles below can help you get the most out of your budget.
Should You Focus on Frugality or Making More Money?
It's an age-old debate. Should you focus on saving and being frugal to free up more of your money or should you just direct all your attention to earning more? Sometimes it can be a tough call to ...
6 Cheap(er) Alternative Housing Options
Buying a home is the ultimate symbol of the American Dream. There's just one major issue, houses are expensive. Not only does it cost a lot to buy or finance a home, it will also cost more money to ...
Ways to Save Money on Everyday Bills
Bills are a common part of life. While we know everyone has bills to pay, it's still easy to get overwhelmed by them. If you’re not careful, your monthly expenses can get pretty ridiculous. This may ...
How to Use the 4 Gift Rule With Kids This Holiday Season
The holiday season is already upon us. Do you feel prepared? If you have kids, you'll likely feel a lot more pressure to have enough money for certain gifts and experiences. The average family spends ...
7 Simple Ways to Save Money This Christmas
The holiday season is one of the most exciting times of the year, but it can also be stressful emotionally and financially, especially if you are living on a budget or lower income. Your finances can ...