I'm in the process of buying a house this year. It's been a bit hectic, but if all goes well we should be closing in a few weeks. Homeownership has always been a dream of mine, but it's pretty expensive. It's difficult for some Americans to even meet their goal of buying a home due to all of the upfront costs associated with the process. There's the down payment, home inspection fee, appraisal ...
4 Reasons to Start Investing Today
We all know how important it is to maximize the value of your dollar. Unfortunately, when you keep your money in your basic checking account, you are actually losing money over time because it doesn't earn any interest. One of the best ways to put your money to work is to invest it in the stock market. Now, I know the stock market took a sudden dip less than a couple months ago which caused many ...
7 Things Laying Around the House Worth Money
How much stuff are you storing in your home and how much is it worth? My husband and I are in the process of buying a home and realize we don't want to take a lot of stuff with us. I've been doing a good job with decluttering this past year but we are starting to realize how expensive financing a home can get (*cough* closing costs). As a result, I think it doesn't hurt to start selling some of ...
How to Make Money Doing What You Love
We would all enjoy making money doing something we love. Why doesn't it work out that way? Reality sets in and we take jobs just because they help us pay the bills and support ourselves. Just because you have responsibilities and living expenses to meet doesn't mean that you can't pursue your own creative passions. Here are a few ways to start making money doing what you love. 1. Find a ...
6 Things You Don’t Have to Give Up to Pay Off Debt
Paying off debt is a major undertaking. It’s a huge commitment that requires planning and making sacrifices. Trust me, I understand. My husband and I have dealt with student loans, car loans, credit card debt, you name it. It's been quite the journey but we are finally getting ahead and enjoying the fruits of all our hard work. We’ve had some really bad days. Sometimes it can feel like ...
How to Successfully Have a No Spend Week
Last week I had a no spend week and it's obviously the absolute best way to save money and reset your finances. Being able to save money is crucial if you want to improve your finances, pay off debt, and build wealth. While I feel so many people get consumed with digesting unique saving hacks or tips and downloading the top ranking financial apps, they tend to overlook one of the easiest ...