Two years ago we bought a log cabin on 19 acres. I imagine that when this property was in its prime it was absolutely beautiful – but that certainly wasn’t the case when we bought it. Yes, the ...
Better Budgeting
Think of your budget as a roadmap for how you'd like to spend your money. Your budget can help you meet goals such as paying off debt, establishing an emergency fund or saving for a down payment. The true secret to budget success? Use your budget as an empowerment tool.
The articles below can help you get the most out of your budget.
How to Improve Your Relationship With Credit Cards
The use of credit cards can be a hot and cold issue for some people. The fact that the average American household carries $16,748 in credit card debt is alarming, but doesn’t necessarily mean that ...
My Bill Filing System that Eliminates Paper Clutter!
Over the years I’ve tried all sorts of wonky systems for bill filing. In my early-adult years I would keep every single bill and statement all nice and neat in a filing cabinet. After a couple years ...
How to Pay Off Credit Card Debt
According to NerdWallet, American households have an average of $16,748. The average credit card interest rate is 15.07% but it could be as high as 20+% depending on your creditworthiness. Needless ...
Solid Strategies for Keeping Your Grocery Bill Low
The average American household spends about $700/month on groceries each month according to a Gallup Poll. While food is a necessity, you don’t have to settle for a high grocery bill if you know you ...
How to Budget On a Low Income
Have you figured out what your financial goals will be for this year? Whether you want to pay off debt, save more, start investing, or just stop living paycheck to paycheck, you'll need to start by ...