A credit card can be a very powerful tool. Most people enjoy using credit cards because it allows you to build your credit and spend money you technically don't have. Growing up, most people in my ...
Better Budgeting
Think of your budget as a roadmap for how you'd like to spend your money. Your budget can help you meet goals such as paying off debt, establishing an emergency fund or saving for a down payment. The true secret to budget success? Use your budget as an empowerment tool.
The articles below can help you get the most out of your budget.
Bad Credit Car Loans: How to Get a Car Loan if You Have Bad Credit
Are you in desperate need of a car but don’t have the best credit? If so, you might feel like your situation is hopeless, but that’s not always the case. When I bought my first car I had zero credit. ...
What to Spend on a Car if You Don’t Want to Go Broke
Two months ago I got rid of my beloved 2007 Chevy Equinox and got a new-to-me car. Even though I had vowed to drive the Equinox until it died with the birth of my third daughter the car was no longer ...
6 Things You Don’t Have to Give Up to Pay Off Debt
Paying off debt is a major undertaking. It’s a huge commitment that requires planning and making sacrifices. Trust me, I understand. My husband and I have dealt with student loans, car loans, ...
How to Successfully Have a No Spend Week
Last week I had a no spend week and it's obviously the absolute best way to save money and reset your finances. Being able to save money is crucial if you want to improve your finances, pay off debt, ...
How to Reach Your Financial Goals With Multiple Savings Accounts
As you work to organize and better manage your finances, you will find that you start having multiple financial goals at the same time. It can be overwhelming to juggle at first, but you must get used ...