Last week I shared detailed information about housing help for single mothers through government programs. I probably barely scratched the surface since there are so many government programs designated to helping people find affordable housing. Government programs do not help everyone though. Waiting lists can be long and not everyone who needs assistance will qualify. If you’ve been told that… Read More
Making extra money means nothing if you can’t manage to hang on to it. At the same time it can take almost as much effort to save money as it does to make money. Especially, if you don’t have systems in place. So I thought I’d start sharing some of my little secrets for saving money without a whole lot… Read More
As a single mom, when your income is the only money coming into the household, it can be difficult to find an affordable place to stay for you and your family. Staying with family or friends until you get back on your feet is usually a great option but if you long for more independence or if that option isn’t… Read More
Over the past few weeks we’ve put some major hours into getting ready to move and specifically, getting this house ready for sale. I swear, you have no idea how much junk you have until you go to move. I thought I was pretty good at keeping clutter down until I started going through all of our things item by… Read More
Budgeting failure is something we all experience from time to time. Whether you’re a spreadsheet guru or completely new to budgeting, there’s just so much that can go wrong in a given month. For starters, you can easily underestimate your expenses or overestimate your expenses and wind up wasting the extra money instead of saving it. An unexpected illness can… Read More
I think by now I’ve done individual posts on some of the ways I keep my money organized but I’ve never laid it all out at once. Today I wanted to show you how I organize my money and how I strive to reach my financial goals. My system takes away a lot of the need for actual paper and… Read More
We all go through different stages in our personal finance journey. Five years ago I was in the “spend less” crowd. I was maxed out at my day job. I was only 24 and I knew that I was making the most money I’d ever make in the position I was in. That was about $20,000 per year.
This post is from Megan. There are two main parts to balancing your budget: money coming in and money going out. If you can’t increase the amount of money you make, you can work on reducing your expenses.
How many of you have a budget? How many update your budget frequently when situations change? I know that I reassess my budget anytime my life changes. New jobs, new expenses and moving; these all warrant a change in your budget.
I wrote this post a few days ago and I have since been going back and forth on whether or not to publish it. When I was making $1,800/month and living just fine I wanted to be proof that you don’t have to make a lot of money to live a happy life. I know that a lot of you… Read More
This post is from Megan. When my husband told me he wanted a divorce, I had only been working part time for about 1 month. My net pay was only around $900! For the 2 years before, I had stayed home with our little girl from the day she was born. After trying to save the marriage, and coping with… Read More
I don’t know how this happened but I have never read Your Money or Your Life until now. This is pretty strange considering I’ve read every single personal finance book my library has. (Seriously!) But apparently they never had this one. While I don’t particularly love everything about this book (I do believe it’s great for anyone just starting to… Read More